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Protect You, Your Business by Asking ‘What If?’

From Accidents to Lawsuits, Play out Scenarios and Prepare

By David King

Within a three-week span this past August, our car broke down and remained stuck in the parking lot of the local grocery, I totaled our other vehicle, my laptop’s display went dark and my wife’s laptop had its display cracked by a cat. Months later, the only thing that has been resolved is that we bought a used truck. We continue to limp along with our computer situation, looking for a sales event to pop up.

While inconvenient, had all these calamities happed while I still worked, it would have been much worse. Before retiring, we needed two vehicles. My wife, Randy, worked and I would need to run to our pipe yard or travel to jobsites. We would have needed to replace at least one of the computers ASAP then, too. That would be a major expense and a hit to our business. Most of us have a plan in place to handle one unfortunate event at a time, but likely not a string of them.

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